About Deepa Krishnan
Deepa Krishnan is a Certified Financial Planner (CFP) with over 8 years of experience in holistic financial planning for Indian investors. Her practice focuses on retirement corpus planning, government-backed savings instruments (PPF, NPS, SCSS), and fixed-income portfolio construction. She has helped clients across income brackets design tax-efficient savings strategies that balance growth, safety, and liquidity. At CalcPhi, Deepa reviews all calculator content related to PPF, NPS, FD, and RD — verifying formulas against PFRDA guidelines, RBI notifications, and official PFRDA-published annuity rates. Her content is designed to give retail investors the same clarity that financial advisors provide their private clients.
Articles by Deepa Krishnan
- APY vs NPS: Which Pension Scheme Is Right for You in 2026?
- Best Savings Account Interest Rates in India 2026: Which Bank Pays the Most?
- FD vs Debt Mutual Fund: Where to Park Your Short-Term Money in 2026?
- FIRE in India: The Complete Math Behind Retiring at 40
- How Much Do You Need to Retire at 50 in India? The Real Math
- How to Build an Emergency Fund in India 2026 — The Complete Guide
- How to Plan Retirement in India 2026 — Step-by-Step Guide
- How to Read a Mutual Fund Factsheet: Every Number Decoded
- Income Tax on Fixed Deposits: How TDS Works and How to Legally Reduce It
- Post Office Schemes vs Bank FDs: The Complete 2026 Comparison
- PPF vs NPS vs FD: Where to Park Your Long-Term Savings?
- Property Registration and Stamp Duty in India 2026: State-by-State Guide
- RD vs FD: Which Is Better for Regular Savers in 2026?
- How to Calculate Real ROI on Rental Property in India — Beyond the Gross Yield
- How to Retire Early in India: Complete FIRE Planning Guide 2026
- Section 80D: How to Maximise Your Health Insurance Tax Deduction in 2026
- Senior Citizen Savings Scheme vs FD: The Best Option After 60 in 2026
- Step-Up SIP: Why Increasing Your SIP by 10% a Year Changes Everything
- Term Insurance India 2026 — How Much Cover Do You Actually Need?
- What is FIRE? Financial Independence, Retire Early — Complete India Guide
Editorial Independence
All content produced by Deepa Krishnan for CalcPhi is editorially independent. Calculator results and written content are never influenced by advertising relationships or affiliate commissions. All rates and regulatory figures are sourced directly from CBDT, AMFI, RBI, SEBI, or PFRDA publications. See our editorial standards for full details.