India Financial Calculators
Free, accurate calculators for Indian investors and taxpayers. Updated for 2026.
Mutual Funds & Investments
SIP Calculator
Monthly SIP returns & maturity
Step-Up SIP Calculator
Increasing SIP with annual hike
Lumpsum Calculator
One-time investment growth
Goal-Based SIP
SIP needed to reach your goal
SIP vs Lumpsum
Compare SIP and lumpsum returns
Cost of SIP Delay
Wealth lost by delaying SIP
Direct vs Regular MF
Direct plan savings vs regular
Expense Ratio Impact
True cost of MF expense ratio
ELSS Calculator
ELSS returns + 80C tax savings
MF Returns Calculator
Absolute return & CAGR from NAV
NAV Calculator
Current value of MF units held
CAGR Calculator
Annualised return on any investment
STP Calculator
Systematic transfer plan returns
Inflation-Adjusted Returns
Real return after inflation
ULIP Calculator
ULIP vs mutual fund comparison
Tax Calculators
Income Tax Calculator
FY 2026-27 tax under old & new regime
New vs Old Tax Regime
Compare both regimes instantly
HRA Calculator
HRA exemption & tax savings
Capital Gains Tax
LTCG & STCG on equity and property
Advance Tax Calculator
Quarterly instalment obligations
Section 80C Deductions
PPF, ELSS, LIC 80C savings
Section 80D Deductions
Health insurance tax savings
Home Loan Tax Benefit
Section 24B + 80C savings
Income Tax Surcharge
Surcharge + cess for high income
TDS Calculator
TDS on fees, rent, and contracts
TDS on FD Interest
FD interest after TDS deduction
TDS on Salary
Monthly TDS and net in-hand
GST Calculator
Add GST to base price instantly
Reverse GST Calculator
Extract base price from GST-inclusive
Professional Tax
State-wise monthly deduction
Loans & Borrowing
EMI Calculator
Loan EMI for any amount & tenure
Home Loan EMI
Housing loan monthly instalment
Car Loan EMI
Auto loan EMI calculator
Personal Loan EMI
Personal loan repayment
Business Loan EMI
SME & MSME loan EMI
Education Loan EMI
Student loan repayment
Two-Wheeler Loan EMI
Bike & scooter loan EMI
Gold Loan EMI
Gold-backed loan instalment
Loan Against Property
LAP EMI calculator
Loan Eligibility
Max loan based on income & FOIR
Loan Prepayment
Interest saved by part-payment
Balance Transfer
Savings from switching lender
Mortgage Refinance
Home loan refinance savings
Flat vs Reducing Rate
True cost of flat-rate loans
Credit Card EMI
Cost of CC EMI conversion
Moratorium Interest
Extra cost of payment holiday
Banking & Fixed Income
FD Calculator
Fixed deposit maturity & interest
RD Calculator
Recurring deposit maturity value
FD vs RD Comparison
Which earns more — FD or RD?
Senior Citizen FD
FD with 0.5% extra senior rate
NRE FD Calculator
Tax-free NRI FD returns
Tax Saver FD
5-year FD with 80C deduction
Sweep-In FD
Savings linked to FD returns
Flexi Deposit
Variable RD with flexible amounts
Bank FD Rate Comparison
Compare SBI, HDFC, ICICI rates
Savings Account Interest
Monthly interest on savings balance
Overdraft Interest
Daily cost of OD facility
Compound Interest
Annual/quarterly compounding growth
Simple Interest
Basic SI calculation
Government Schemes
PPF Calculator
15-year PPF maturity at 7.1%
NPS Calculator
Pension corpus & monthly payout
SSY Calculator
Sukanya Samriddhi for girl child
APY Calculator
Atal Pension Yojana contributions
EPF Calculator
Provident fund corpus at retirement
PPF vs EPF vs NPS
Side-by-side retirement scheme comparison
KVP Calculator
Kisan Vikas Patra doubling period
NSC Calculator
National Savings Certificate 5-year
SCSS Calculator
Senior Citizen Savings Scheme
Post Office MIS
Monthly income scheme payout
Post Office TD
Post office time deposit
Post Office RD
Post office recurring deposit
Retirement Planning
Retirement Corpus
Total corpus needed to retire
FIRE Number
Financial independence target corpus
Early Retirement
Retire before 60 — corpus needed
Retirement Timeline
When can you retire?
SWP Calculator
Sustainable monthly withdrawal
SWP — How Long Corpus Lasts
How many years your corpus lasts
Annuity Calculator
Monthly pension from annuity
Pension Income
Monthly income from corpus
Inflation Impact
Purchasing power erosion
PPF vs EPF vs NPS
Compare retirement schemes
Salary & Employment
CTC to In-Hand Salary
Net take-home from CTC
Salary Hike Calculator
New CTC & in-hand after increment
Gratuity Calculator
Gratuity on resignation/retirement
Leave Encashment
Earned leave payout & tax
EPF Contribution Breakup
Employee & employer PF split
EPS Pension
Monthly pension at retirement
Overtime Pay
OT pay at double rate (Factories Act)
VRS Calculator
Voluntary retirement package
ESOP Calculator
Stock option tax on exercise & sale
Bonus Tax Calculator
Net bonus after TDS deduction
Professional Tax (Calc)
State-wise PT deduction
Bonus After Tax
TDS and net bonus received
Real Estate
Rent vs Buy
Should you rent or buy a home?
Home Affordability
Max property price on your income
Stamp Duty
State-wise property stamp duty
Property Registration Cost
Total registration charges
Rental Yield
Gross & net yield on property
Real Estate ROI
Total return on property investment
Property Tax
Annual municipal property tax
Property Appreciation
Future value of property investment
Under-Construction EMI
Pre-EMI, GST, and total cost
Mortgage Refinance
Savings from rate reduction
Insurance
Term Insurance Cover
Recommended life cover amount
Life Insurance Needs
HLV-based cover calculation
Health Insurance Cover
Right cover for family size & city
Critical Illness Cover
CI cover for cancer, cardiac events
Motor Insurance IDV
Car/bike insured declared value
Home Loan Insurance
HLPP cost vs term insurance
Child Education Plan
Monthly savings for future education