About Arjun Mehta
Arjun Mehta is a Chartered Accountant (ICAI member) with over 12 years of experience in direct taxation, income tax planning, and statutory compliance. He has advised hundreds of salaried individuals and high-net-worth clients on tax optimisation strategies, including regime selection under the Finance Act, HRA exemption planning, and maximising deductions under Sections 80C, 80D, 80CCD, and 24(b). At CalcPhi, Arjun is responsible for verifying all income tax calculator logic against CBDT notifications and Finance Act amendments. He ensures that slab rates, rebates, surcharges, and cess figures are accurate and updated within 7 days of any official notification. All tax content on this site reflects current CBDT guidelines and AY 2027-28 provisions.
Articles by Arjun Mehta
- Advance Tax in India 2026: Who Needs to Pay, When, and How to Calculate
- Home Loan Balance Transfer: When It's Worth It and When to Skip
- Capital Gains Tax in India 2026: STCG, LTCG, and What Changed in Budget 2024
- Car Loan vs Paying Outright: When Does Borrowing for a Car Make Sense?
- Credit Score India 2026 — Complete Guide to CIBIL Score, Ranges, and How to Improve
- CTC vs In-Hand Salary: Why Your Offer Letter Is Lying to You
- ELSS vs PPF: Which Is Better for 80C Tax Saving in 2026?
- Expense Ratio Explained: How Fund Charges Silently Eat Your Mutual Fund Returns
- Gratuity Calculation in India 2026: How Much Are You Owed and When?
- How to Save Maximum Tax Under Section 80C in 2026 — A Complete Checklist
- HRA Exemption in 2026: How to Claim It, Even If You Pay Rent to Your Parents
- ITR Filing Guide for Salaried Employees: How to File Your Tax Return for AY 2026-27
- NSC vs KVP vs Post Office TD: Which Government Scheme Wins in 2026?
- Old vs New Tax Regime FY 2026-27: Complete Comparison
- TDS on Salary and Form 16: How to Read Your Tax Certificate and File Correctly
- Understanding Your Payslip: Every Line Item Decoded for Indian Employees
Editorial Independence
All content produced by Arjun Mehta for CalcPhi is editorially independent. Calculator results and written content are never influenced by advertising relationships or affiliate commissions. All rates and regulatory figures are sourced directly from CBDT, AMFI, RBI, SEBI, or PFRDA publications. See our editorial standards for full details.
Approach to Financial Guidance
Arjun Mehta approaches every article by asking: what does a financially literate reader actually need to make this decision with confidence? That means going beyond regulatory definitions to explain practical implications — who benefits, who doesn't, and what the numbers look like across typical income and wealth levels.
All tax figures are cross-checked against CBDT notifications and the Finance Act applicable for the current assessment year. Mutual fund return projections distinguish between XIRR and CAGR where the distinction matters for reader decision-making. Every worked example uses Indian number formatting (₹ with lakh/crore) and AY/FY pairing to match how Indian readers think about their finances.
Investment comparisons account for the post-tax returns after applicable TDS, LTCG, STCG, and surcharge — not pre-tax nominal rates that overstate what investors actually keep.
All CalcPhi articles authored by Arjun Mehta are reviewed by a second qualified team member before publication. Regulatory figures are updated within 48 hours of any relevant notification or rate change.