Privacy Policy

Last updated: April 2026

CalcPhi.com ("we", "our", or "us") is operated by Black Belt Code Labs. This Privacy Policy explains how we collect, use, and protect information when you visit calcphi.com.

Information We Collect

CalcPhi is a free calculator tool. We do not require registration or login. We do not collect your name, email address, or any personally identifiable information to use our calculators.

We may collect anonymous usage data through analytics tools (such as Google Analytics) including pages visited, time spent on site, device type, and general geographic location (country/region level). This data is used solely to improve our services.

Cookies

We use cookies for the following purposes:

You can opt out of Google's use of cookies by visiting Google's Ads Settings.

Google AdSense

We use Google AdSense to display advertisements on this website. Google AdSense uses cookies and web beacons to serve ads based on your prior visits to this or other websites. You may opt out of personalised advertising by visiting aboutads.info.

Calculator Data

All calculations performed on CalcPhi are done entirely within your browser. No financial data you enter into our calculators (investment amounts, age, income, etc.) is transmitted to or stored on our servers.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to read their privacy policies.

Children's Privacy

CalcPhi is not directed at children under the age of 13. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated date. Continued use of CalcPhi after changes constitutes acceptance of the revised policy.

Contact Us

If you have questions about this Privacy Policy, please contact us at:
Black Belt Code Labs
Email: hello@calcphi.com